Xentum family

Our financial expertise covers a wide range of services, from tax and inheritance planning, to investments and life insurance.

Our services

It’s often one particular issue that brings people to see us. These are just some of the ways in which we can help...

    We sense check your current portfolios, make sure they’re healthy, understand if they match your needs and, if they don’t, build portfolios that match your requirements.


    We use technology to see your income and what you are spending. Once we understand that, along with your priorities, we can advise you on where to save.


    You might not have thought about retirement but one day you will need to. Whether you’ll want to retire or sell your business, we’ll work to your plan.


    This is a very complicated market and understanding the most efficient way of saving is incredibly valuable.


    For younger families, the focus may be on making sure any children are looked after. For more mature families, the focus may be on securing your legacy.


    The focus is on making sure loved ones are well looked after if you’re no longer around. There are different types for different sorts of people at different life stages.


    Bespoke software enables you to find the optimum portfolio for your level of cash. All portfolios are 100% FSCS protected.


    Make your tax strategy as efficient as possible by using ISAs, capital gains tax allowances, understanding your income tax and seeing where you can use your various allowances.


    Compiling information from different accounts, such as bank accounts, credit cards and investment accounts into a single place.


    A bespoke model that plans your finances and spending by taking into account where you are now and where you would like to be.

  • Our Process and Values

    What to expect on your journey with us. Click Here...

Once we’ve addressed your main concern, we can offer a wider financial health check to look at your finances as a whole. Sense-checking your savings, investments and products on a broader scale will give you the reassurance that your assets are being maximised.

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The Xentum network

Our clients don’t just benefit from our expert in-house financial advice. Over the years, we have established close working relationships with a UK-wide network of trusted lawyers, accountants, bankers, and other professionals. We instinctively know who has the right skills and expertise to be of use to our clients in any situation.

Offering you access to this network – if and when you need it – means we are able to work as a multi-disciplinary team to provide an efficient, comprehensive and personalised service.

Frequently Asked Questions

I don’t know what you do. Is it to do with investments?

Investments are an important part of what we do in the context of the overall picture. Most of our time is spent managing people’s money; making sure it works as hard as possible. First, we build a picture of where you are today in financial terms, then we look to where you’d like to be. Once we know that, we’ll build you a bespoke plan that will help you to realise your financial goals.

Do I have enough money to need financial advice?

We strongly believe that financial advice should be available to anyone who wants it, and we’ll help wherever we can. As long as we think we can make a difference to your financial security we will find a way of working that works for you.

Why should I choose Xentum?

We have been in the marketplace for 13 years, we have a proven track record and have grown – and helped our clients to grow – through the recession. Our team have a range of specialisms but we all understand people’s concerns, know the financial markets inside out, and make people’s money work harder on a daily basis.

Am I protected and what are the risks?

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves.  To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk  The value of your investment and the income derived from it can go down as well as up and you may get back less than you originally invested.

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