Xentum family

Our financial expertise covers a wide range of services, from tax and inheritance planning, to investments and life insurance.

Our services

It’s often one particular issue that brings people to see us. These are just some of the ways in which we can help...
  • SAVINGS AND INVESTMENTS

    We sense check your current portfolios, make sure they’re healthy, understand if they match your needs and, if they don’t, build portfolios that match your requirements.

  • INCOME/ EXPENDITURE TRACKING

    We use technology to see your income and what you are spending. Once we understand that, along with your priorities, we can advise you on where to save.

  • EXIT STRATEGY

    You might not have thought about retirement but one day you will need to. Whether you’ll want to retire or sell your business, we’ll work to your plan.

  • PENSION ADVICE

    This is a very complicated market and understanding the most efficient way of saving is incredibly valuable.

  • WILLS AND ESTATE PLANNING

    For younger families, the focus may be on making sure any children are looked after. For more mature families, the focus may be on securing your legacy.

  • LIFE ASSURANCE

    The focus is on making sure loved ones are well looked after if you’re no longer around. There are different types for different sorts of people at different life stages.

  • CASH MANAGEMENT

    Bespoke software enables you to find the optimum portfolio for your level of cash. All portfolios are 100% FSCS protected.

  • TAX PLANNING

    Make your tax strategy as efficient as possible by using ISAs, capital gains tax allowances, understanding your income tax and seeing where you can use your various allowances.

  • ALL YOUR FINANCES IN ONE PLACE

    Compiling information from different accounts, such as bank accounts, credit cards and investment accounts into a single place.

  • LIFETIME FAMILY CASHFLOW PLANNING

    A bespoke model that plans your finances and spending by taking into account where you are now and where you would like to be.

Once we’ve addressed your main concern, we can offer a wider financial health check to look at your finances as a whole. Sense-checking your savings, investments and products on a broader scale will give you the reassurance that your assets are being maximised.

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The Xentum network

Our clients don’t just benefit from our expert in-house financial advice. Over the years, we have established close working relationships with a UK-wide network of trusted lawyers, accountants, bankers, and other professionals. We instinctively know who has the right skills and expertise to be of use to our clients in any situation.

Offering you access to this network – if and when you need it – means we are able to work as a multi-disciplinary team to provide an efficient, comprehensive and personalised service.

Frequently Asked Questions

I don’t know what you do. Is it to do with investments?

Investments are an important part of what we do in the context of the overall picture. Most of our time is spent managing people’s money; making sure it works as hard as possible. First, we build a picture of where you are today in financial terms, then we look to where you’d like to be. Once we know that, we’ll build you a bespoke plan that will help you to realise your financial goals.

Do I have enough money to need financial advice?

We strongly believe that financial advice should be available to anyone who wants it, and we’ll help wherever we can. As long as we think we can make a difference to your financial security we will find a way of working that works for you.

Why should I choose Xentum?

We have been in the marketplace for 11 years, we have a proven track record and have grown – and helped our clients to grow – through the recession. Our team have a range of specialisms but we all understand people’s concerns, know the financial markets inside out, and make people’s money work harder on a daily basis.

What do I need to do next to get things started?

Send us an email or give us a call and we can have a quick chat about any questions or concerns you might have. We’ll quickly be able to tell you if we can help, and we’ll take it from there.